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Empower your workforce
with earnings-linked
finance

Enjoy productivity and
retention benefits

India’s largest Earned Wage Access platform

Onboarded

major gig platforms such as e-commerce, mobility, logistics, food-tech and FOS

Choose the best financial platform for your workforce

  • We cover your entire workforceAll job roles, compensation structures, recruitment models and payment cycles
  • We make access to small credit super easyFunds available 24/7, no paperwork.
    Digital onboarding with 40%+ adoption levels.
  • We automate tech for the best partner experiencePlug & play products.
    Zero recon issues and no operational hassles.

Choose the best financial platform for your workforce

We cover your entire workforceAll job roles, compensation structures, recruitment models and payment cycles
Introducing DAS (Deduction at Source)

We have pioneered DaS in India to simplify loan repayments, EMIs, insurance premiums, and savings contributions directly from worker payouts.

Our core liquidity solutions
  • EARNED WAGE ACCESS
  • LINE OF CREDIT
  • PERSONAL LOAN
  • Early on-demand access to accrued earnings
CreditLine
EarnedWage
PersonalLoan
EARNED WAGE ACCESS
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Early on-demand access to accrued earnings
Partners who trust us
In the news
March 01, 2022

Almost 90% of gig workers run out of their salaries before month end

A large majority of Indian gig workers face frequent salary shortfalls, and strongly prefer...

march 30, 2022

KarmaLife partners LenDenClub to provide loans for gig workers

KarmaLife, a real-time credit solutions provider for gig workers, has tied-up with LenDenClub...

november 08, 2022

Why is India facing a shortage of gig workers?

The fledgling online delivery platforms are suddenly facing a shortage of delivery partners...

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Meet us

Rohit Rathi

CEO & Co-founder

Ex-Founder of Notion Ink & Smartron. An lIT Kharagpur graduate, technology evangelist.3x Entrepreneur13+ years of startup experience

Badal Malick

CBO & Co-founder

Ex-Snapdeal, Intuit, McKinsey, World Bank. A Yale University alumnus, Chevening Fellow.15+ years of fintech experience

Naveen Budda

CTO & Co-founder

Ex-Smartron & Samsung , has 10 patents in different areas, IIM Ahmedabad Alumni20+ years of product & technology experience

Empowering India’s Workforce