Our Solutions
  • EARNED WAGE ACCESS

    Early on-demand access to accrued earnings

  • CREDIT LINE

    Higher limits to supplement earnings for sudden emergencies

  • PERSONAL LOAN

    Larger loans payable over multiple installments

EARNED WAGE ACCESS
5
Early on-demand access to accrued earnings
Key features
Karmalife Fintech Solution

On-call support to handhold first-time digital users

Karmalife Fintech Solution

Auto repayment from worker payouts

Karmalife Fintech Solution

Web and native app user experience in 4 local languages

Instant credit access, available 24X7

Karmalife Fintech Solution

100% digital KYC, no paperwork

Karmalife Fintech Solution

Simple & flat usage-based fee

Why our partners love our solutions

More Engagement 25% increase in login hours

Karmalife Financial Solution

Better Retention 20-25% less churn

Karmalife Financial Solution

Higher Productivity 10% boost in productivity

Karmalife Financial Solution

Lower Fraud Reduction in misuse of Cash Handling

Karmalife Financial Solution

Why users love our solutions

KarmaLife helps in increasing employee productivity
by increasing employee satisfaction.

Karmalife Advance SalaryKarmalife Easy CreditKarmalife Advance SalaryKarmalife Advance Salary
Source: 60decibels, a third party benchmarking survey
Our Transformation Stories
KarmaLife App
Empowering India’s Workforce