Our Solutions
  • EARNED WAGE ACCESS

    Early on-demand access to accrued earnings

  • CREDIT LINE

    Higher limits to supplement earnings for sudden emergencies

  • PERSONAL LOAN

    Larger loans payable over multiple installments

EARNED WAGE ACCESS
5
Early on-demand access to accrued earnings
Key features

On-call support to handhold first-time digital users

Auto repayment from worker payouts

Web and native app user experience in 4 local languages

Instant credit access, available 24X7

100% digital KYC, no paperwork

Simple & flat usage-based fee

Why our partners love our solutions

More Engagement 25% increase in login hours

Better Retention 20-25% less churn

Higher Productivity 10% boost in productivity

Lower Fraud Reduction in misuse of Cash Handling

Why users love our solutions

KarmaLife helps in increasing employee productivity
by increasing employee satisfaction.

Source: 60decibels, a third party benchmarking survey
Our Transformation Stories
KarmaLife App
Empowering India’s Workforce